FREQUENTLY ASKED QUESTIONS

WILL MY INSURANCE COVER THE COST OF THERAPY?

This is a very important question, and if you are considering using your health insurance to pay for therapy, I recommend that you carefully consider all of your options. Many people choose not to use their health insurance in order to protect the therapist-client relationship and to ensure their confidentiality. I am considered an out-of-network provider for most insurance companies, though I am in network with Anthem Bluecross and Blueshield (for individual counseling only). Additionally, health insurance will typically not pay for couples and relationship counseling. If using me as an out-of-network provider, I will be happy to provide you with a bill that you can submit to your insurance carrier for out-of-network benefits. In order for you to receive reimbursement, I would have to diagnosis you with a mental health disorder and share this with your insurance company. Obviously, if I am unable to find that you do have a mental health disorder, I will not ethically or legally be able to provide one to you or your insurance company. However, should you still wish to try and use out of network benefits, it will be your responsibility to cover the upfront cost of therapy and to research your out-of-network benefits for possible reimbursement.

WHAT DO YOU MEAN COUPLES THERAPY IS NOT COVERED BY HEALTH INSURANCE?

This is a somewhat confusing and sticky topic. Some people may have been able to use insurance in the past to pay for sessions that they and their partner or spouse attended together. However, insurance reimbursement requires the diagnosis and treatment of a mental illness. Therefore, it is possible that a counselor could diagnose a mental illness in one of the partners and then bring in the second partner as an adjunct to treating this disorder. The problem is that this is decidedly NOT couples therapy. It’s not even close! In couples counseling, the primary client is the relationship itself, not one person with an illness.

HOW LONG DOES THERAPY TAKE?

It’s hard to say because the length of treatment really depends on the issues being brought to therapy and the goals that you have for therapy. I collaborate with my clients to determine what will work best for them. However, I will say that I am very aware of the fact that most people don’t want to be in counseling for the rest of their lives, and I try to help my clients find relief and move on with their lives relatively quickly. I look forward to the moment when clients realize that they have learned enough in therapy that they no longer need to see me. So the best answer is really that therapy should take as long as it is working for you, and no longer.

HOW LONG ARE THERAPY SESSIONS?

Sessions last approximately 45 to 50 minutes in length. This is the accepted standard in the psychotherapy field. However, longer sessions can be arranged for an additional fee.

HOW FREQUENT ARE VISITS?

Typically, sessions occur once per week, though I am open to scheduling once every other week if it seems clinically appropriate or finances are an issue. Later in treatment it is possible to have sessions even less frequently.

Still have questions? Send me a message or call 314-914-5762

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CONTACT
Cooperative Therapy, LLC
412 S Clay Ave, Lower Level
Kirkwood, MO 63122
314-914-5762
314-865-0911

OFFICE HOURS
Mon: 9:30am - 4:30pm
Tue:  11:30am - 8:30pm
Wed: 9:30am - 4:30pm
Thu:  11:30am - 8:30pm

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